diff --git a/keyBoard/Class/Pay/V/KBSvipBenefitBgView.m b/keyBoard/Class/Pay/V/KBSvipBenefitBgView.m
index 8a09e0b..30bc870 100644
--- a/keyBoard/Class/Pay/V/KBSvipBenefitBgView.m
+++ b/keyBoard/Class/Pay/V/KBSvipBenefitBgView.m
@@ -12,6 +12,8 @@
 - (instancetype)initWithFrame:(CGRect)frame {
     if (self = [super initWithFrame:frame]) {
         self.backgroundColor = [UIColor colorWithHex:0xF6F7FB];
+//        self.backgroundColor = [UIColor redColor];
+
         self.layer.cornerRadius = 15;
         self.layer.masksToBounds = YES;
     }
diff --git a/keyBoard/Class/Pay/V/KBSvipFlowLayout.m b/keyBoard/Class/Pay/V/KBSvipFlowLayout.m
index c004a6b..4c9f0d9 100644
--- a/keyBoard/Class/Pay/V/KBSvipFlowLayout.m
+++ b/keyBoard/Class/Pay/V/KBSvipFlowLayout.m
@@ -2,13 +2,34 @@
 //  KBSvipFlowLayout.m
 //  keyBoard
 //
-//  SVIP 页面自定义布局，支持 Section 背景装饰视图
+//  SVIP 页面自定义布局，支持多个 Section 背景装饰视图
 //
 
 #import "KBSvipFlowLayout.h"
 #import "KBSvipBenefitBgView.h"
 
-static NSString * const kKBSvipDecorationViewKind = @"KBSvipBenefitBgDecoration";
+static NSString * const kKBSvipOuterBgKind = @"KBSvipOuterBgDecoration";    // 外层大背景（18圆角，包裹全部）
+static NSString * const kKBSvipBenefitBgKind = @"KBSvipBenefitBgDecoration"; // 内层权益背景（15圆角）
+
+#pragma mark - 外层大背景视图（18圆角，包裹订阅选项+权益列表）
+
+@interface KBSvipOuterBgView : UICollectionReusableView
+@end
+
+@implementation KBSvipOuterBgView
+
+- (instancetype)initWithFrame:(CGRect)frame {
+    if (self = [super initWithFrame:frame]) {
+        self.backgroundColor = [UIColor whiteColor];
+        self.layer.cornerRadius = 18;
+        self.layer.masksToBounds = YES;
+    }
+    return self;
+}
+
+@end
+
+#pragma mark - KBSvipFlowLayout
 
 @interface KBSvipFlowLayout ()
 @property (nonatomic, strong) NSMutableArray<UICollectionViewLayoutAttributes *> *decorationAttributes;
@@ -18,8 +39,9 @@ static NSString * const kKBSvipDecorationViewKind = @"KBSvipBenefitBgDecoration"
 
 - (instancetype)init {
     if (self = [super init]) {
-        _decorationSection = 1; // 默认 Section 1 需要背景
-        [self registerClass:[KBSvipBenefitBgView class] forDecorationViewOfKind:kKBSvipDecorationViewKind];
+        _decorationSection = 1; // Section 1 是权益列表
+        [self registerClass:[KBSvipOuterBgView class] forDecorationViewOfKind:kKBSvipOuterBgKind];
+        [self registerClass:[KBSvipBenefitBgView class] forDecorationViewOfKind:kKBSvipBenefitBgKind];
     }
     return self;
 }
@@ -30,38 +52,61 @@ static NSString * const kKBSvipDecorationViewKind = @"KBSvipBenefitBgDecoration"
     self.decorationAttributes = [NSMutableArray array];
     
     NSInteger numberOfSections = [self.collectionView numberOfSections];
-    if (self.decorationSection >= numberOfSections) { return; }
+    if (numberOfSections < 2) { return; }
     
-    NSInteger numberOfItems = [self.collectionView numberOfItemsInSection:self.decorationSection];
-    if (numberOfItems == 0) { return; }
+    NSInteger itemCount0 = [self.collectionView numberOfItemsInSection:0];
+    NSInteger itemCount1 = [self.collectionView numberOfItemsInSection:1];
+    if (itemCount0 == 0 || itemCount1 == 0) { return; }
     
-    // 获取 Section Header 的布局属性
-    UICollectionViewLayoutAttributes *headerAttr = [self layoutAttributesForSupplementaryViewOfKind:UICollectionElementKindSectionHeader atIndexPath:[NSIndexPath indexPathForItem:0 inSection:self.decorationSection]];
+    // 获取 Section 0 第一个 item
+    UICollectionViewLayoutAttributes *firstItemAttr = [self layoutAttributesForItemAtIndexPath:[NSIndexPath indexPathForItem:0 inSection:0]];
+    // 获取 Section 1 Header
+    UICollectionViewLayoutAttributes *benefitHeaderAttr = [self layoutAttributesForSupplementaryViewOfKind:UICollectionElementKindSectionHeader atIndexPath:[NSIndexPath indexPathForItem:0 inSection:1]];
+    // 获取 Section 1 最后一个 item
+    UICollectionViewLayoutAttributes *lastBenefitAttr = [self layoutAttributesForItemAtIndexPath:[NSIndexPath indexPathForItem:itemCount1 - 1 inSection:1]];
     
-    // 获取第一个和最后一个 item 的布局属性
-    UICollectionViewLayoutAttributes *firstItemAttr = [self layoutAttributesForItemAtIndexPath:[NSIndexPath indexPathForItem:0 inSection:self.decorationSection]];
-    UICollectionViewLayoutAttributes *lastItemAttr = [self layoutAttributesForItemAtIndexPath:[NSIndexPath indexPathForItem:numberOfItems - 1 inSection:self.decorationSection]];
+    if (!firstItemAttr || !benefitHeaderAttr || !lastBenefitAttr) { return; }
     
-    if (!firstItemAttr || !lastItemAttr) { return; }
+    UIEdgeInsets sectionInset0 = [self insetForSection:0];
+    UIEdgeInsets sectionInset1 = [self insetForSection:1];
     
-    // 计算背景区域
-    UIEdgeInsets sectionInset = self.sectionInset;
-    if ([self.collectionView.delegate respondsToSelector:@selector(collectionView:layout:insetForSectionAtIndex:)]) {
-        sectionInset = [(id<UICollectionViewDelegateFlowLayout>)self.collectionView.delegate collectionView:self.collectionView layout:self insetForSectionAtIndex:self.decorationSection];
+    // 1. 外层大背景（18圆角）：从 Section 0 顶部到 Section 1 底部
+    {
+        CGFloat minY = CGRectGetMinY(firstItemAttr.frame) - sectionInset0.top;
+        CGFloat maxY = CGRectGetMaxY(lastBenefitAttr.frame) + 16;
+        CGFloat x = sectionInset0.left;
+        CGFloat width = self.collectionView.bounds.size.width - sectionInset0.left - sectionInset0.right;
+        
+        CGRect frame = CGRectMake(x, minY, width, maxY - minY);
+        
+        UICollectionViewLayoutAttributes *attr = [UICollectionViewLayoutAttributes layoutAttributesForDecorationViewOfKind:kKBSvipOuterBgKind withIndexPath:[NSIndexPath indexPathForItem:0 inSection:0]];
+        attr.frame = frame;
+        attr.zIndex = -2; // 最底层
+        [self.decorationAttributes addObject:attr];
     }
     
-    CGFloat minY = CGRectGetMinY(headerAttr.frame);
-    CGFloat maxY = CGRectGetMaxY(lastItemAttr.frame) + 16; // 底部留 16 间距
-    CGFloat x = sectionInset.left;
-    CGFloat width = self.collectionView.bounds.size.width - sectionInset.left - sectionInset.right;
-    
-    CGRect decorationFrame = CGRectMake(x, minY, width, maxY - minY);
-    
-    UICollectionViewLayoutAttributes *decorationAttr = [UICollectionViewLayoutAttributes layoutAttributesForDecorationViewOfKind:kKBSvipDecorationViewKind withIndexPath:[NSIndexPath indexPathForItem:0 inSection:self.decorationSection]];
-    decorationAttr.frame = decorationFrame;
-    decorationAttr.zIndex = -1; // 放在最底层
-    
-    [self.decorationAttributes addObject:decorationAttr];
+    // 2. 内层权益背景（15圆角）：从 Section 1 Header 到 Section 1 底部，左右距离外层 8px
+    {
+        CGFloat minY = CGRectGetMinY(benefitHeaderAttr.frame);
+        CGFloat maxY = CGRectGetMaxY(lastBenefitAttr.frame) + 16;
+        CGFloat x = sectionInset0.left + 8; // 距离外层左边 8px
+        CGFloat width = self.collectionView.bounds.size.width - sectionInset0.left - sectionInset0.right - 16; // 左右各 8px
+        
+        CGRect frame = CGRectMake(x, minY, width, maxY - minY);
+        
+        UICollectionViewLayoutAttributes *attr = [UICollectionViewLayoutAttributes layoutAttributesForDecorationViewOfKind:kKBSvipBenefitBgKind withIndexPath:[NSIndexPath indexPathForItem:0 inSection:1]];
+        attr.frame = frame;
+        attr.zIndex = -1; // 在外层背景之上
+        [self.decorationAttributes addObject:attr];
+    }
+}
+
+- (UIEdgeInsets)insetForSection:(NSInteger)section {
+    UIEdgeInsets sectionInset = self.sectionInset;
+    if ([self.collectionView.delegate respondsToSelector:@selector(collectionView:layout:insetForSectionAtIndex:)]) {
+        sectionInset = [(id<UICollectionViewDelegateFlowLayout>)self.collectionView.delegate collectionView:self.collectionView layout:self insetForSectionAtIndex:section];
+    }
+    return sectionInset;
 }
 
 - (NSArray<__kindof UICollectionViewLayoutAttributes *> *)layoutAttributesForElementsInRect:(CGRect)rect {
@@ -77,11 +122,9 @@ static NSString * const kKBSvipDecorationViewKind = @"KBSvipBenefitBgDecoration"
 }
 
 - (UICollectionViewLayoutAttributes *)layoutAttributesForDecorationViewOfKind:(NSString *)elementKind atIndexPath:(NSIndexPath *)indexPath {
-    if ([elementKind isEqualToString:kKBSvipDecorationViewKind]) {
-        for (UICollectionViewLayoutAttributes *attr in self.decorationAttributes) {
-            if (attr.indexPath.section == indexPath.section) {
-                return attr;
-            }
+    for (UICollectionViewLayoutAttributes *attr in self.decorationAttributes) {
+        if ([attr.representedElementKind isEqualToString:elementKind] && attr.indexPath.section == indexPath.section) {
+            return attr;
         }
     }
     return [super layoutAttributesForDecorationViewOfKind:elementKind atIndexPath:indexPath];
diff --git a/keyBoard/Class/Pay/VC/KBPaySvipVC.m b/keyBoard/Class/Pay/VC/KBPaySvipVC.m
index 095da96..39661c4 100644
--- a/keyBoard/Class/Pay/VC/KBPaySvipVC.m
+++ b/keyBoard/Class/Pay/VC/KBPaySvipVC.m
@@ -78,7 +78,8 @@ static NSString * const kKBSvipBenefitHeaderId = @"kKBSvipBenefitHeaderId";
     }];
     
     [self.collectionView mas_makeConstraints:^(MASConstraintMaker *make) {
-        make.left.right.top.equalTo(self.view);
+        make.left.right.equalTo(self.view);
+        make.top.equalTo(self.view).offset(16);
         make.bottom.equalTo(self.payButton.mas_top).offset(-16);
     }];
 }